License Term
All articles published in the Journal of Islamic Finance and Accounting Research (JAFAR) are distributed under the Creative Commons Attribution 4.0 International License (CC BY 4.0), as indicated on JAFAR’s Copyright Notice and License Term pages.
Under this license, readers and users are permitted to read, download, copy, reproduce, distribute, print, share, and adapt the published material in any medium or format, including for commercial purposes, provided that appropriate credit is given to the original author(s) and to JAFAR as the source of publication.
Users of the published material must provide proper attribution, include a link to the CC BY 4.0 license, and clearly indicate whether any changes have been made to the original work. Users may not apply legal terms or technological measures that restrict others from exercising the rights granted under the license.
By submitting a manuscript to JAFAR, authors confirm that the work is original, has not been assigned to another party, and may be published and disseminated under the journal’s licensing policy. Authors remain responsible for ensuring that the manuscript does not infringe the rights of any third party and that all borrowed materials are properly cited in accordance with academic and ethical standards.
This licensing policy is intended to support the widest possible dissemination and use of scholarly work while ensuring that authors receive proper acknowledgment for their contribution.





