Pelaksanaan Prinsip Subrogasi Pada Asuransi Kendaraan Bermotor Menurut Kitab Undang-Undang Hukum Dagang

  • Selvi Harvia Santri Universitas Islam Riau

Abstract

Under the provisions of Article 284 of the Commercial Law, in Motorized vehicle insurance, if the insured loss is caused by a third party, the compensation will be transferred to a third party and not to the insurance party. In accordance with the application of the principle of subrogation. But in reality the insured party still asks for compensation to the insurer and to the third party, so that the insured gets a double benefit that is contrary to the principle of indemnity in the insurance law. With this research is expected to be one of the readings that can provide knowledge about insurance for the general public and for insurance or insurance customers in particular. Make a bright spot for the reason why the insurer does not apply the principle of subrogation in accordance with the provisions of the Trade Law, which results in the insured obtaining a double benefit that is contrary to the principle of insurance.

Downloads

Download data is not yet available.

References

Abdulkadir Muhammad, 2006, Hukum Asuransi Indonesia, PT. Citra Aditya Bakti, Bandung
Djoko Prakoso dan I ketut Murtika, 2004, Hukum Asuransi Indonesia, PT. Rineka Cipta, Bandung.
DJ.Ransom, Legal Aspect of Insurance, Cet 3 Kuala Lumpur. The Malaysia Insurance Institute, 1996
Deposito Usaha Perasuransian, cet 1 Bandung : Alumni, 1993 hal. 70
Editorial.” Menanti UU Asuransi yang Inspiratif”. Jurnal Hukum Bisnis. Volume 22 Tahun 2003
Emmy Pangaribuan Simajuntak, Hukum pertanggungan, seksi hukum dagang FH-UGM, 1980 Yogyakarta
Insurance Law (new.ed.2004) Hal 6/10 : why does the law require insurable interest, to reduce moral hazard and to discourge wagering
K. Bertens, 1994, Etika, PT. Gramedia Pustaka Utama, Jakarta
Joko Waskito Dewantoro, Klaim Asuransi Jiwa atas Evenemen yang sengaja dilakukan oleh tertanggung, Sekripsi, ilmu Hukum Fakultas Hukum, Universitas Hasanuddin
Munir Fuady, Perbuatan Melawan Hukum Pendekatan Kontemporer, Bandung: PT. Citra Aditya Bakti,
Man. Suparman sastrawidjaja, 2003, Aspek aspek Hukum Asuransi dan Surat Berharga, PT. Alumni, Bandung
P.N.H Simanjuntak, Pokok-pokok Hukum Perdata Indonesia. Cet.3, Jakarta:Djambatan, 2007
Radiks Purba, Memahami Asuransi di Indonesia. Cet 1, Jakarta:PT.Pustaka Binaman Pressindo, 1992
Rosa Agustina, Perbuatan Melawan Hukum, Jakarta:Universitas Indonesia Fakultas Hukum Pasca sarjana, 2004
Soejoedi. Diktat Hukum dan Dasar-dasar Asuransi,Jakarta:Lembaga Pendidikan Asuransi Indonesia
Sonni Dwi Harsono, Prinsip-prinsip Dan Praktek Asuransi, Jakarta:Yayasan Pengembangan Ilmu Asuransi,1994
Sastrawidjaja, Aspek-aspek Hukum Asuransi dan Surat BerhargaSuharnoko, Endah Hartati, 2002.
Kitab Undang-undang Hukum Perdata
Kitab Undang-undang Hukum Dagang
Undang-undang No 40 Tahun 2014. LN No. 13 Tahun 1992, TLN. No 3467 Tentang Usaha Perasuransian
Undang-undang No 22 Thn 2009 Tentang Undang-undang Lalu Lintas Dan Angkutan Jalan.
Undang- undang No. 30 Tahun 1999 tentang Arbitrase dan Alternatif Penyelesaian Sengketa
Undang-undang No. 8 Tahun 1999, Tentang Perlindungan Konsumen.
Published
2018-12-01
How to Cite
SANTRI, Selvi Harvia. Pelaksanaan Prinsip Subrogasi Pada Asuransi Kendaraan Bermotor Menurut Kitab Undang-Undang Hukum Dagang. UIR Law Review, [S.l.], v. 2, n. 02, p. 354, dec. 2018. ISSN 2548-768X. Available at: <http://journal.uir.ac.id/index.php/uirlawreview/article/view/2073>. Date accessed: 14 oct. 2019. doi: https://doi.org/10.25299/uirlrev.2018.vol2(02).2073.