Dampak Credit Risk Management terhadap Kinerja Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia

  • Ratna Dewi Setiyawati Universitas Trisakti, Jakarta, Indonesia
  • Hartini Hartini Universitas Trisakti

Abstract

Penelitian ini bertujuan untuk mengetahui dampak manajemen risiko kredit terhadap kinerja perusahaan perbankan. Sampel yang digunakan dalam penelitian ini adalah 35 perusahaan perbankan yang terdaftar di Bursa Efek Indonesia (BEI) untuk periode 2014–2018. Variabel independen dalam penelitian ini adalah manajemen risiko kredit, sedangkan variabel dependen dalam penelitian ini adalah kinerja perusahaan yang diukur menggunakan total rasio pinjaman, ROA, dan ROE. Penelitian ini menggunakan analisis regresi data panel. Hasil penelitian ini menunjukkan bahwa Manajemen Risiko Kredit berpengaruh signifikan dan negatif terhadap Total Loans Ratio dan juga kinerja perusahaan (ROA dan ROE). Implikasi manajer perusahaan semakin meningkatkan manajemen risiko kredit dengan terus mengurangi jumlah pinjaman bermasalah sehingga tingkat kredit dan deposito akan terus meningkat. Kinerja keuangan yang baik akan menarik investor untuk berinvestasi saham mereka di perusahaan.

Author Biography

Ratna Dewi Setiyawati, Universitas Trisakti, Jakarta, Indonesia

Fakultas Ekonomi dan Bisnis, Universitas Trisakti, Jakarta, Indonesia

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Published
2020-01-09
How to Cite
SETIYAWATI, Ratna Dewi; HARTINI, Hartini. Dampak Credit Risk Management terhadap Kinerja Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia. Jurnal Ekonomi KIAT, [S.l.], v. 30, n. 1, p. 76-81, jan. 2020. ISSN 2597-7393. Available at: <https://journal.uir.ac.id/index.php/kiat/article/view/4464>. Date accessed: 28 mar. 2020. doi: https://doi.org/10.25299/kiat.2019.vol30(1).4464.
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