Banking Crime in Money Laundering

Abstract

Every year the Bank is required to improve its performance, especially the Bank's profit, then
the Bank will expand or boost the distribution of funds (loans or credit). Thus, the source of
the Bank's profit is still mostly from interest or proceeds from lending. Although the Bank
wants to increase the portion of its loans, it is constrained by the amount of funds raised by the
Bank. This research is a mixed methods study, with a convergent approach (combining
quantitative and qualitative data to strengthen research findings and an exploratory approach
(combining quantitative and qualitative data to gain a deeper understanding of complex
research topics). Credit growth and liquidity fulfillment, money laundering, the nature of the
Bank's business, the weakness of existing regulations, the role of government and stakeholder
demands are things that can make the Bank involved in money laundering. Banks must be
returned as institutions that prevent the entry of funds from criminal proceeds. It takes a
comprehensive or holisitc solution to the problems that make banks involved in money
laundering, where the business, the function of the Bank as an intermediary institution
continues to run. A new business method is needed and can truly release the Bank from the
dependence of liquidity that must be fulfilled.