Analisis Kredit Bermasalah Pada PT. Bank Perkreditan Rakyat Arsham Sejahtera Di Pekanbaru Tahun 2015-2017

Abstract

This study aims to determine the number of problem loans at PT BPR Arsham Sejahtera in Pekanbaru in 2015-2017. The research approach uses quantitative descriptive. Source of data used in this research is secondary data. The type of data uses quantitative data, the sample technique uses a purposive sampling technique. Data analysis technique with multiple linear regression. The results showed that the number of non-performing loans at PT BPR Arsham Sejahera in 2015 was 14.8%. The number of non-performing loans at PT BPR Arsham Sejahtera in 2016 was 10.8% and the number of non-performing loans at PT BPR Arsham Sejahtera in 2017 was 12.35%.